(Continued from Last Week) Surely, anyone can see that there is a huge difference between selling a Ferrari, and “selling” a nonprofit institution. The automobile salesperson is responsible for selling cars. In “selling” a nonprofit institution to its (potential) donors, the development professional has the dual responsibility, along with volunteer leadership, for helping to keep …
Finance
Maintaining a healthy credit score is crucial for achieving your financial goals in today’s financial landscape. Delaware Credit Repair is dedicated to providing comprehensive solutions for individuals looking to enhance their credit scores and regain financial stability. Delaware credit score analysis and Delaware credit report monitoring are essential components of our services, ensuring that every …
Credit repair in North Carolina is crucial for individuals looking to improve their credit scores and financial health. With the increasing importance of good credit for securing loans, renting apartments, and obtaining jobs, many residents seek professional help to navigate the complexities of credit repair. In North Carolina, many credit repair companies like Credit Saint …
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A Limited Liability Company helps you separate your personal finances from those of your business. If you’ve formed one, you need a separate business bank account for your LLC. Making the right choices when your business is still young can go a long way. This is especially true when it comes to choosing the right …
Rental properties are a great way to earn income either full-time or on the side. However, some states are better than others regarding returns on these types of investments. This article looks at the 10 best states to buy investment property this year (and the worst states for real estate). 1. South Carolina One of …
Opening a business bank account with EIN only through a traditional bank may seem challenging. The banking regulations in the US stipulate that entrepreneurs must present specific documentation, depending on their business structures. Fortunately, opening a business bank account online is much easier, and you can use your social security number or EIN. Easily open …
What started as a joke, now has a $22 billion market value. Dogecoin collected a fanbase worldwide and despite its recent success it’s still possible to mine Dogecoin and make some profit. In this article, we’ll walk you through a step-by-step guide on how to mine Dogecoin. Mine Dogecoin with Hashshiny Cloud Mining! How Mining …
The best banks in California offer a combination of low account fees, convenience, and comprehensive banking tools. If you’re in California and want to find a new bank, this guide discusses your best options. Each bank is federally insured and carries a variety of products, including checking accounts, investment accounts, and loans. Best Banks in …
If you decide you don’t want to form an LLC or corporation, you’ll likely want a “doing business as” registered name for your sole proprietorship or partnership. A DBA checking account can be a game-changer for a small company looking to build a brand. It can facilitate business processes, saving time and reducing headaches. What …
CoinMarketCap reports the total number of cryptocurrencies in the world reaching a whopping 20,000. There’s bound to be a bunch of undervalued crypto coins, as well as overvalued ones, among the thousands of new and old projects. Smart investors know the art of identifying undervalued assets and holding on to them for incredible returns in …
Bluevine Review is an online lender and financial tech company with several free features that make it easy to manage business funds. Its business checking and business loan services work separately or in tandem to provide you with opportunities to help your venture grow. Find out in this Bluevine review if it’s the right place …
Asset management is a term that describes any process or procedure that an organization uses to keep track of mission critical assets, such as tools, equipment, and software. Due to the importance of asset management in many organizations, there’s a wide variety of software products available to help make the tracking of assets easier, which …
A Limited Liability Company helps you separate your personal finances from those of your business. If you’ve formed one, you need a separate business bank account for your LLC. Making the right choices when your business is still young can go a long way. This is especially true when it comes to choosing the right …
Opening a business bank account with EIN only through a traditional bank may seem challenging. The banking regulations in the US stipulate that entrepreneurs must present specific documentation, depending on their business structures. Fortunately, opening a business bank account online is much easier, and you can use your social security number or EIN. Easily open …
The best banks in California offer a combination of low account fees, convenience, and comprehensive banking tools. If you’re in California and want to find a new bank, this guide discusses your best options. Each bank is federally insured and carries a variety of products, including checking accounts, investment accounts, and loans. Best Banks in …
If you decide you don’t want to form an LLC or corporation, you’ll likely want a “doing business as” registered name for your sole proprietorship or partnership. A DBA checking account can be a game-changer for a small company looking to build a brand. It can facilitate business processes, saving time and reducing headaches. What …
Bluevine Review is an online lender and financial tech company with several free features that make it easy to manage business funds. Its business checking and business loan services work separately or in tandem to provide you with opportunities to help your venture grow. Find out in this Bluevine review if it’s the right place …
Kabbage from American Express is an online lending platform for small businesses. It offers a range of financial solutions for small businesses including Kabbage Funding, Checking, and Payments. In this Kabbage review, we’ll cover its business bank account and business lines of credit for small businesses. Kabbage offers business lines of credit from $2,000 to $250,000 …
Novo is a digital banking tech company ideal for entrepreneurs with small businesses or side hustles. The company allows you to separate your personal and business income and provides a reliable banking experience. Through a partnership with Middlesex Federal Savings F.A, the platform offers one of the best business checking accounts online. About 61% of …
Opening a free business banking account is a safe, affordable way to manage your professional finances. A business account, which is separate from your personal account, lets you easily track your trade resources. Plus, having a business account is a prerequisite for the essential step of registering a business in the U.S. Read on to …
What started as a joke, now has a $22 billion market value. Dogecoin collected a fanbase worldwide and despite its recent success it’s still possible to mine Dogecoin and make some profit. In this article, we’ll walk you through a step-by-step guide on how to mine Dogecoin. Mine Dogecoin with Hashshiny Cloud Mining! How Mining …
CoinMarketCap reports the total number of cryptocurrencies in the world reaching a whopping 20,000. There’s bound to be a bunch of undervalued crypto coins, as well as overvalued ones, among the thousands of new and old projects. Smart investors know the art of identifying undervalued assets and holding on to them for incredible returns in …
Cryptocurrency has been around for long enough that almost every country has passed legislation on it. While some of the best countries for cryptocurrency took a more relaxed approach and allowed it to thrive, other countries have imposed strict crypto regulations. A few, including China, Egypt, and Qatar have even outright banned cryptocurrency. The 10 …
The Web 3.0 revolution has introduced several means of making money online. Buying and flipping NFTs is one of them. Know that NFT trading volumes in 2022 are not riding the same high as in 2021, but that doesn’t mean they’re no longer a viable asset to flip. These digital assets are definitely here to …
Cryptocurrency is a digital currency that you can directly buy, sell, or trade online on crypto exchange platforms. The benefit of virtual coins and tokens is that they can be circulated without supervision from a central monetary authority. The fastest growing cryptocurrencies may be the best choice for you if you’re looking to invest or …
There are so many cryptocurrencies, about 19,500 globally, but you will only find a small fraction of them listed on the most popular exchanges. Trading platforms only list a coin if it passes a thorough evaluation process. Choosing the best crypto exchange with the most coins is essential, but so are fees and trading volume. …
Cryptocurrencies are primarily bought and sold on crypto exchanges. There are more than 600 crypto exchanges worldwide, but a major chunk of the daily trading volume stays in the top 25 exchanges. If you’re interested in trading crypto, here are the best crypto exchanges you can choose from. Best Crypto Exchanges in 2023 Coinbase – …
Crypto wallets can provide security for the multitudes of digital assets currently available for purchase. However, not all cryptocurrency holders are created the same. This article offers the lowdown on the best crypto wallets on the market today. Best Crypto Wallets Exodus – Best Overall Coinbase – Best for NFTs Ledger – Best Physical Wallet …
Kabbage from American Express is an online lending platform for small businesses. It offers a range of financial solutions for small businesses including Kabbage Funding, Checking, and Payments. In this Kabbage review, we’ll cover its business bank account and business lines of credit for small businesses. Kabbage offers business lines of credit from $2,000 to $250,000 …
The COVID pandemic hurt a lot of small and medium-sized businesses. To compensate, the government offers employee retention credit to inject funds into companies meeting specific requirements. Is your business missing out on some much-needed funds? Read on to learn about how employee retention credit works and the best ERC companies and agencies that offer …
Your small business or startup idea could change your life as well as the lives of your customers – but you need the capital to get it off the ground. Small business loans are vital if you want to effectively develop a new business idea or expand an existing firm. But with so many different …
“Development” is, by definition, the process of creating and enhancing relationships with (potential) donors to ensure current and future funding; “Fundraising” is only about income generation. With “Development,” with the relationships you create, you take a major step toward ensuring future income; with “Fundraising,” income generation focuses on “now,” with no provision, no assurance, and …
(This is a follow-up piece to the posting What Do You Call The Staff Person In Charge of Raising Charitable Contributions?) The title question is often asked by new and fairly young nonprofit organizations; and, depending on the age, size, mission, location, etc. of the organization, there can be many different answers. As noted previously, …
1. All Board Members Must Be Donors … to the best of their ability. Not all board members are wealthy, but everyone should give at the highest level possible for their circumstances. It is important to be able to say to the public that 100% of your board supports your mission to the best of …
A credit union business account is a friendly alternative to opening a business bank account. It could work for you if you’re looking for the right hub for your business finances to push your venture to the next level. Similar to banks, credit unions are financial institutions that offer online business checking accounts, savings accounts, …
Lack of capital is a leading reason many small businesses fail in their first year or soon after. Fortunately, the right business financing option can help your startup survive cash flow hiccups. A business line of credit is the ideal solution. What is a business line of credit, and why should you consider it as …
Many businesses don’t have the means to survive a product recall, lawsuit, or natural disaster. Luckily, online business insurance companies offer fast, comprehensive coverage to protect you if and when something bad happens. This Embroker review provides all the information you need to make an educated decision about whether the business insurance company is right …
Due to the meteoric growth of the internet over the past decade, the needs of business owners have dramatically changed. However, the insurance industry has been slow to accommodate these rapidly changing needs. This is where Next Insurance steps in. Next Insurance is an insurance company dedicated to selling business insurance online. The company aims …
© Copyright Carter McNamara, MBA, PhD, Authenticity Consulting, LLC. Insurance The D & O Diary : Directors and Officers Liability and Insurance Directors and officers liability insurance – Wikipedia, the free encyclopedia How to Determine Whether to Insure Directors and Officers | Inc.com 20 Questions Directors Should Ask about Directors’ and Officers’ Liability Indemnification and …
Buying life insurance is a key component of financial planning. However, it’s tough to choose the best life insurance with so many companies offering various policy types and features. If you’re looking to buy life coverage, look no further because we’ve got it all summed up for you. 7 Best Life Insurance Companies We considered …
Businesses, particularly those engaged in service provision, face the risk of being sued due to insurance claims, damages, or accidents that occur while services are being delivered. General liability insurance is designed to address these risks by covering such claims, thereby preventing the need for business owners to use personal funds. The cost of acquiring …
If you’re considering auto insurance for your business, it’s crucial to understand the basics of a commercial auto policy. The more you know, the easier it is to compare coverage options and make an informed decision. In this blog post, we’ll cover the essentials of commercial auto insurance, explaining why it’s vital for businesses, the …
If you’re thinking about protecting your retirement funds with precious metals, now is a great time to consider a gold IRA. More than a standard retirement savings account, a gold IRA acts as a powerful tool that allows you to diversify your investment portfolio by including physical precious metals and safeguard your savings from inflation. …
Business income insurance, often called business interruption insurance, offers a financial lifeline by covering lost income when a company’s physical assets suffer damage, preventing normal operations due to specific risks outlined in your policy. These policies prove invaluable during prolonged shutdowns. They ensure you can still pay your team, settle rent, and keep essential services …
Rental properties are a great way to earn income either full-time or on the side. However, some states are better than others regarding returns on these types of investments. This article looks at the 10 best states to buy investment property this year (and the worst states for real estate). 1. South Carolina One of …
The Web 3.0 revolution has introduced several means of making money online. Buying and flipping NFTs is one of them. Know that NFT trading volumes in 2022 are not riding the same high as in 2021, but that doesn’t mean they’re no longer a viable asset to flip. These digital assets are definitely here to …
Simply put, trading crypto is the act of buying and selling cryptocurrencies or digital currencies, for conventional fiat money via an exchange as a form to make a profit. For those who can keep up with the volatility of cryptocurrencies, trading crypto can give much higher returns than traditional investments. We’ve listed the six steps …
Cryptocurrency is a digital currency that you can directly buy, sell, or trade online on crypto exchange platforms. The benefit of virtual coins and tokens is that they can be circulated without supervision from a central monetary authority. The fastest growing cryptocurrencies may be the best choice for you if you’re looking to invest or …
There are so many cryptocurrencies, about 19,500 globally, but you will only find a small fraction of them listed on the most popular exchanges. Trading platforms only list a coin if it passes a thorough evaluation process. Choosing the best crypto exchange with the most coins is essential, but so are fees and trading volume. …
Cryptocurrencies are primarily bought and sold on crypto exchanges. There are more than 600 crypto exchanges worldwide, but a major chunk of the daily trading volume stays in the top 25 exchanges. If you’re interested in trading crypto, here are the best crypto exchanges you can choose from. Best Crypto Exchanges in 2023 Coinbase – …
Crypto wallets can provide security for the multitudes of digital assets currently available for purchase. However, not all cryptocurrency holders are created the same. This article offers the lowdown on the best crypto wallets on the market today. Best Crypto Wallets Exodus – Best Overall Coinbase – Best for NFTs Ledger – Best Physical Wallet …
Inflationary and deflationary cryptocurrencies are opposite sides of the same coin. The first one consists of increasing cryptocurrencies in circulation, while deflationary cryptocurrencies have a limited amount circulating (this amount usually remains the same, it doesn’t increase). Or, if they eventually do, it rises at a slower pace. What is a Deflationary Cryptocurrency? A deflationary …
As a business owner, learning how to calculate payroll taxes are one of the most daunting tasks to tackle. Among all the other aspects of your business that you manage, it’s also essential you calculate your taxes correctly. Without accurate tax calculations, you can face legal and financial penalties if the IRS investigates your business. …
It’s your responsibility to pay income tax by state if you earn a salary as an employee or profits through your own business. However, it can be challenging to compute your total state income tax because each state in the U.S. has its own taxation guidelines. No matter which state you live in, read our …
Corporations are responsible for a bevy of taxes on the state level across different mediums. Above that, each state sets its own rates for corporate entities to contend with. State corporate tax rate varies depending on which state from which you operate your business. Corporate State Tax Rates Explained Corporations are a type of business …
(including getting tax-exempt status) Assembled by Carter McNamara, MBA, PhD Applies to nonprofits unless otherwise noted. Sections of This Topic Include Do I Need Help to Get Started? Importance of Good Record Keeping Getting Tax-Exempt Status Federal, State, Sales, Payroll Taxes, etc. Preparing and Filing Form 990s (including public disclosure) Donations and Taxes Unrelated Business …
Yes, any capital gains you make from cryptocurrencies are taxable. As the U.S. Treasury calls for stricter crypto tax compliance, the IRS is coming after crypto tax dodgers. It’s crucial for investors to know their IRS cryptocurrency tax rate, how to file crypto taxes, and how to legally minimize their tax liability. What is Your …
Have you been investing in cryptocurrency? Maybe now it’s time to calculate and pay your crypto taxes. What is already a complicated activity can get a lot trickier if you don’t work with crypto tax software. In this article, we’ve wrapped up the best crypto tax software for 2024. Best Crypto Tax Software Our Methodology …
Scope of Information in this Library Topic This library could include thousands of links to tax-related sites. As with other topics in the library, there are enough links included below to cover the basics and help the reader find more information if needed. Regarding federal taxes (the type of taxes most written about), the most …
Small For-Profit Businesses Nonprofit Business Taxes For the Category of Taxation (For-Profit): To round out your knowledge of this Library topic, you may want to review some related topics, available from the link below. Each of the related topics includes free, online resources. Also, scan the Recommended Books listed below. They have been selected for …
More in Finance
1.
Making Your Nonprofit Conference A Special Event
by Natalie Lewis
Keep your vendors happy; show others that they could really benefit from being one of your conference exhibitors, and there will be more vendors who will be wanting to “sign up.” Would you object to having those additional vendor fees ??
2.
Events In Private Homes: Part III - Solicitation
by Hank Lewis
Solicitation at a home event, asking attendees to write a check, depends on whether or not this is a first-time meeting for this group of attendees.
Because of the time-sensitivity of the first article, we’ve moved the postings on “Events in Private Homes” to April 9. 1. The CFC and Leverage: National Volunteer Week & Global Youth Service Day by Bill Huddleston This year is the 40th anniversary of National Volunteer Week, and this year it runs from April 6-12th. The …
1.
Proposed Changes to CFC Regulations Update: How You Can Help Save the Combined Federal Campaign – Part II
by Bill Huddleston
As I mentioned, last week, even after the Congressional Hearing, there has been no public response from the OPM staff to the concerns raised about the proposed regulations.
2.
How Do You Deal with Grant Deadlines?
by Jayme Sokolow
Deadlines are to proposal professionals as water is to fish. They are the lifeblood of our profession. Dealing with them effectively will make a big (positive) difference to your emotional well-being, and to your professional career.
1.
Using Statistics Accurately/Effectively in Your Proposals
by Jayme Sokolow
Statistics can be used or abused, especially in grant proposals. However, there are steps you can take to use numbers accurately, and in ways that promote understanding.
2.
Events In Private Homes: Part I
Education? Cultivation? Solicitation? Stewardship?
by Hank Lewis
An Executive Director wrote that, “A donor has offered his home for a private event ... [but that she (the ED) has] always shied away from these b/c no one can agree what the purpose/format should be....”
1. Introduction To Planned Giving – Part One by John Elbare If you have been involved in fundraising for any length of time, you have heard about planned giving, which, at first glance, may seem highly technical and downright geeky. You may have heard others say things like “We’re not ready for planned giving,” or …
#1.
Direct Mail, Direct Response: An Introduction
by Jonathan Howard
In the internet age, with a host of easy, cheap and fast electronic media from which to choose, why do major national charities still spend the time and money to request charitable donations by mail?
#2.
Proposed Changes to CFC Regulations Update: How You Can Help Save the Combined Federal Campaign – Part I
by Bill Huddleston
The summer was... when the outcry from the non-profit community resulted in the July Congressional hearing about the impact of the regulations as proposed by OPM.
Welcoming the two new members of our writing team, Jon Howard & John Elbare
February 26:
Direct Mail, Direct Response: An Introduction
You Can Help Save the Combined Federal Campaign – Part I
March 5:
Introduction to Planned Giving – Part I
A Mission (Statement) Impossible
March 12:
Statistics In Grant Proposals
Events In Private Homes: Part I
March 19:
You Can Help Save the Combined Federal Campaign – Part II
How Do You Deal With Grant Deadlines
March 26:
Events In Private Homes: Part II
Building Blocks of Direct Mail
April 2:
Making Your Nonprofit Conference A Special (Fundraising) Event
Events In Private Homes: Part III
April 9:
How Many Development Staffers Do We Need to Attain Our Fundraising Goals?
Introduction to Planned Giving – Part II