Banking

Small business loans provide funding for business owners to run and grow their companies. These loans can be obtained from traditional banks, credit unions, and online lenders. Usually, the funds are given as a lump-sum payment and repaid monthly unless the lender specifies otherwise. In this guide, we’ve reviewed the top banks for small-business loans, …

Opening a free business banking account is a secure and cost-effective way to manage your finances. By keeping it separate from your personal account, a business account allows you to monitor and track your company’s financial resources easily.A business account is a prerequisite for registering a business in the US. Discover which of the top …

Juggling all the components of a business is no easy task. When dealing with finances, a standard bank account simply won’t cut it.  The best business checking accounts go beyond traditional banking, providing several tools to help manage your finances while offering a number of features to help you keep everything in the air. Best …

Starting an LLC shields your personal assets from business liabilities, but keeping your finances separate is crucial. The first step? Open a dedicated bank account for your LLC. When launching your business, the decisions you make early on can have lasting effects, especially when choosing a bank account. With so many options available, it can …

Whether you’re a small business owner or an entrepreneur looking to optimize your financial management, finding the right bank account is crucial. In this article, we’ve carefully curated a list of the most reliable and feature-rich options available, so you can make informed decisions that align with your business goals. Managing your company’s finances is …

Chime is one of several fully online banks that have recently gained popularity. They provide appealing personal finance solutions for individuals who prefer to use something other than traditional banks or credit unions.  Unlike conventional financial institutions, Chime operates entirely online and has no physical banking locations. A standout feature of Chime is its commitment …

When you apply for a business checking account, banks usually skip the credit check. However, they often review your ChexSystems report, which details your history with previous checking and savings accounts. Your ChexSystems report includes actions like bounced checks, overdraft fees, and accounts that were forcibly closed. These factors can make it more challenging to …