Small business loans provide funding for business owners to run and grow their companies. These loans can be obtained from traditional banks, credit unions, and online lenders. Usually, the funds are given as a lump-sum payment and repaid monthly unless the lender specifies otherwise. In this guide, we’ve reviewed the top banks for small-business loans, …

Whether you’re a small business owner or an entrepreneur looking to optimize your financial management, finding the right bank account is crucial. In this article, we’ve carefully curated a list of the most reliable and feature-rich options available, so you can make informed decisions that align with your business goals. Managing your company’s finances is …

If you want to know how to do payroll for your business the easy way, use payroll software. You can automate everything from gathering employee information on tax forms to calculating, paying, and filing payroll taxes with a quality payroll software solution.  Invest in a payroll processing solution that suits your needs to save yourself …

Negotiating your salary is a crucial part of the hiring process. It ensures that you are fairly compensated for your skills and experience. It directly affects your earning potential throughout your career, making each negotiation a pivotal moment for financial growth.  Successfully negotiating your salary sets a foundation for job satisfaction, as feeling valued through …

Positivity in the workplace is a powerful driver of productivity, mental health, and strong interpersonal relationships. A positive mindset lets employees focus on their tasks with clarity and enthusiasm, fostering a more efficient work environment. It also contributes to a healthier mental state, reducing stress and enhancing overall well-being.  Moreover, positivity is contagious. It promotes …

If you’re a small business owner seeking a reliable checking account for your finances, Grasshopper Bank offers a business checking account designed just for that. They provide various perks and services tailored for small businesses. Below, you’ll find details on the benefits of Grasshopper Bank accounts and their services to help you choose a business …

Chime is a popular financial technology (FinTech) company that offers digital banking services through its mobile app. While it doesn’t operate as a traditional bank with physical branches, Chime partners with FDIC-insured banks to provide secure banking services. This partnership allows Chime customers to access checking and savings accounts, debit cards, and other financial tools.  …

Capital gains tax is a levy on the profit earned from selling an asset that has appreciated in value. It applies when the selling price of an asset exceeds its purchase price. The sale of investments like stocks, bonds, real estate, and other valuable assets such as collectibles or cryptocurrency typically triggers this tax. Understanding …

Employee incentives play a vital role in boosting motivation, increasing engagement, and improving retention within the workplace. A well-designed incentive program shows employees their contributions are valued, fostering loyalty and productivity. These programs can address various needs, from financial rewards to personal growth opportunities.  Incentives fall into three major categories: monetary (e.g., bonuses, raises), non-monetary …

Workers’ compensation is a type of insurance that provides financial support to employees who experience work-related injuries or illnesses. These benefits cover medical expenses, lost wages, and rehabilitation costs, ensuring injured workers can recover without financial stress.   Common scenarios for workers’ comps include injuries from workplace accidents, illnesses caused by exposure to harmful substances, or …