Turner Norton
New member
So I’ve been trying to help my brother get out from under a mountain of credit card debt and I was wondering if transferring debt to another person is even a thing you can do. I’ve got solid credit, low utilization and no real debt myself and I’ve been thinking about taking out a balance transfer card to help him breathe a little.
He’s maxed out most of his cards and can’t qualify for anything new. I figured if I could transfer some of that debt to a 0% card in my name, we could knock out chunks without drowning in interest.
But I’m not sure if card issuers actually let you transfer someone else’s debt to your account. Would they even allow that or is there a workaround where I can pay off his card with mine somehow? Just trying to make sure we don’t accidentally make things worse.
He’s maxed out most of his cards and can’t qualify for anything new. I figured if I could transfer some of that debt to a 0% card in my name, we could knock out chunks without drowning in interest.
But I’m not sure if card issuers actually let you transfer someone else’s debt to your account. Would they even allow that or is there a workaround where I can pay off his card with mine somehow? Just trying to make sure we don’t accidentally make things worse.