The Credit People Review – Real Results or Just Hype?

lisa

New member
Welp, just got denied for a mortgage, and my credit score is not looking cute right now. I’ve been trying to clean things up, but it feels like every time I make progress, something else pops up (looking at you, surprise medical bills).

I came across the Credit People, and they claim to fix credit fast, but I don’t want to throw money at something that won’t actually work. Has anyone used them? Did you see real results? How long did it take? I need the tea before I make a decision.
 
Ugh, that’s so frustrating! credit People has decent reviews, but no one can magically fix credit overnight especially legit negative marks. m
might be worth trying if you have errors to dispute but you can also DIY by checking reports, negotiating debts and keeping balances low.
 
Yeah i tried them for like 6 months. My score went up 40 points but honestly most of it was from me paying down my credit cards. 🤷‍♂️ They helped with a couple collections, though
 
I used The Credit People back in 2021. They did get a couple of late payments removed but it wasn’t overnight magic or anything. Took about 4 months to see real movement. Not bad but not fix it fast either.
 
Yo SAME. Mortgage denial gang 🙋‍♀️. I tried Lexington Law a while back, not The Credit People but honestly I felt like I was paying to get ghosted monthly.
 
Honestly, save the $$. Most of what these companies do, u can do yourself. Just dispute stuff with the bureaus directly. i fixed my score from 540 to 710 in 9 months DIY-style
 
Yo i used them back in 2021. Took about 4 months before i saw real movement. They did get two charge-offs removed though so i’m not mad.
 
Same situation here with medical bills popping up like whack-a-mole 😤 i haven’t used them, but i looked into it and their BBB reviews are mixed. Some people swear by them while others say they ghosted after 2 months.
 
I tried them. Paid for 3 months got 1 thing removed that i already disputed myself. not worth it for me. They r basically just pushing letters u could send with a template
 
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