MyCreditApprove.com? Looking for Feedback

S

Samantha

Member
I came across a site called MyCreditApprove.com while looking into ways to clean up my credit and improve my score. Their site looks promising, but I haven’t found many real reviews or experiences from actual users.

Has anyone here used them before? Are they legit? Did they actually help you see results, or was it more of a generic service that didn’t move the needle?

I’m trying to avoid wasting time and money on something that doesn’t deliver, so any honest feedback good or bad would be super helpful.
 
I actually used MyCreditApprove about six months ago. Was super skeptical at first but i figured i’d try it for a month. They DID get one collection removed and helped me write dispute letters. But honestly, most of what they did I probably could’ve done myself with some research. Not a total scam but not magic either.
 
I’d call them legit-ish. I signed up in January and saw maybe a 20-point boost after 3 months. Their dashboard’s clean and they’re responsive with questions. But it definitely felt like a template-driven process. If you’re expecting them to do miracles while you chill, you’ll be disappointed.
 
Tried them back in 2023 and honestly… meh. It wasn’t awful but also not worth the $89 a month I was paying. I got better results using the DIY method from r/personalfinance. That said, they were polite and never shady with billing. Just too slow and cookie-cutter for me.
 
Yo i actually did get results with them. Started at 548, and now I’m at 629 over 4 months. They helped me dispute some student loan lates and even found a weird Verizon bill i didn’t know about. Worth it for me but might not be for everyone. Be ready to follow up on your end
 
I'm always wary of sites that look professional but lack transparency. No BBB page, few Reddit mentions, and barely any Google reviews? Nah. That screams rebrand every 12 months and vanish. Credit repair is a wild west. Protect your wallet, friend.
 
Totally understand the anxiety. Fixing credit feels overwhelming when you’re already under stress. I haven’t tried MyCreditApprove but i went with Lexington Law a while back and had mixed results. Whatever you choose make sure they’re FTC compliant and read that fine print!
 
Honestly u might be better off grabbing a secured credit card, setting up auto-pay, and chilling for a year. These companies sometimes drag things out just to keep charging you. Seen it happen to my cousin. MyCreditApprove might be better, but always read cancellation policies!
 
Used them for 2 months. Felt like I was just getting generic advice. The portal was decent, but the support team gave copy/paste responses. I asked if a charge-off could be removed and they just told me we’ll investigate every time. Eventually gave up.
 
I haven't used them but looked into it recently. My main concern is their domain registration. Only a year old and private WHOIS kinda sketchy. If a company won’t even list their team or legal entity, i steer clear. There's enough DIY info out there nowadays.
 
Y’all ever notice how all these sites look the same? Blue-themed, smiling stock photos, free consultation buttons. I swear it’s like the same dev built them all. Could be legit but definitely fishy vibes.
 
Credit repair tip: if they don’t explain exactly what they’re doing for you each month they're probably stalling. I’ve used two similar services and both just waited out the disputes hoping stuff would auto-drop. MyCreditApprove might be the same deal.
 
Y’all ever notice how all these sites look the same? Blue-themed, smiling stock photos, free consultation buttons. I swear it’s like the same dev built them all. Could be legit but definitely fishy vibes.
 
I actually emailed their team pretending to be a customer with a made-up situation. The response i got? A form letter with typos and no specific answers. Kinda sealed the deal for me. If they can’t handle basic emails.....i don’t trust them with my credit.
 
I used them alongside Credit Karma and a secured Discover card. So I can’t say they were solely responsible for my score increase. But I got 3 collections removed and the monthly fee wasn’t outrageous. Still canceled after 5 months to save money.
 
Tried them. Took forever to respond. Their credit specialists felt more like chatbots. Didn’t see much progress. Cancelled and disputed the last charge with my bank. Would not recommend.
 
I did a month of MyCreditApprove. They opened a couple disputes but forgot to update me on the results. Had to chase them down via email. It’s not a scam but the communication needs work. Felt like I was managing them instead of the other way around.
 
Ran their name through the CFPB complaint database nothing came up. That’s a little weird. Not necessarily bad but i usually expect some complaints if a company’s been active. Could be they’re too new or just flying under the radar.
 
I tried MyCreditApprove and they did... something? I still don’t know what lol. My score didn’t move much but i got lots of updates saying they were working on it. Cancelled after 3 months and went with Credit Saint instead.
 
This is giving MLM vibes but for your credit. Their affiliate page promises big commissions too, which makes me wonder if people are promoting them for the check, not the results. Proceed carefully.
 
You must log in or register to reply here.
Back
Top