Monarch Recovery – scam or legit?

[karen taylor]

i have been getting letters and calls from monarch recovery and i’m not sure if they are a real collection agency or a scam. as they are claiming that i owe money to a company which i don’t remember dealing with. before i respond I want to make sure they’re legit

 

[calar pipe]

Definitely smart to verify first!
as monarch recovery is a real debt collection agency but that doesnt mean the debt is legit. send a debt validation letter asking for proof before engaging further and check your credit report for anything suspicious