Hunter Warfield- Debt Repercussions

S

Sophia. Davis

New member
I recently received a letter dated 06-06-24 from a debt collector, Hunter Warfield, stating that I owe an outstanding balance of approximately $720. According to the letter, this debt originated from my previous landlord and has now been transferred to them for collection.

While I haven't seen anything related to Hunter Warfield on my credit report yet, I've heard it's best to address these issues promptly. Should I contact Hunter Warfield directly to discuss options for resolving this debt, such as payment plans or settlements?

In addition, I'd like to understand the potential repercussions of this debt. How long would a collection from Hunter Warfield typically stay on my credit report, if it appears at all? Would paying the debt in full be reflected on my credit report? Finally, does Hunter Warfield offer 'pay for delete' agreements?
 
Yes it's good idea to know hunter warfield directly to discuss your debt. This can give u a clear understanding of the debt and any potential errors if u have
 
It’s great that you are thinking about addressing the debt right away. The first step is sending hunter warfield a debt validation letter. They are legally required to prove that the debt is yours how much u owe, and that they’re authorized to collect on it. This is really important because sometimes collectors don’t have all the details and it gives u a chance to ensure everything’s accurate before you proceed
 
I can understand how hurdling it can be to get a letter from a debt collector, especially when it’s from your previous landlord. You’re right to address it quickly, but before you reach out to hunter warfield, I'd recommend first requesting a debt validation letter.
 
The best step is to request a debt validation letter from Hunter Warfield. This letter will ask u to verify that the debt is actually yours and provide proof they have the legal right to collect it.

If u can't provide that proof, u are not allowed to continue collection efforts or report it to your credit.
 
first piece of advice is to request debt validation from Hunter Warfield and u must provide that proof that the debt is valid and belong to u it will b right under fair debt collection act
 
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