Hey, everyone. I just got a letter from MediCredit about a medical debt from a hospital visit. The amount is $1,200, and it feels sudden since I haven’t had much communication from the hospital about it being sent to collections.
What’s the best way to deal with this? Should I try negotiating directly with MediCredit, or is there a way to settle without it affecting my credit score? I’ve heard about “pay to delete” agreements. Does anyone know if MediCredit honors those? Would love to hear your advice.
What’s the best way to deal with this? Should I try negotiating directly with MediCredit, or is there a way to settle without it affecting my credit score? I’ve heard about “pay to delete” agreements. Does anyone know if MediCredit honors those? Would love to hear your advice.